CALL 502-386-7007 AND LEARN THE TOP TEN THINGS BEFORE BUYING A HOME

CALL 502-386-7007

FOR A FREE CONSULTATION

The Loan Process  

Everyone at Continental Funding Group, Inc. strives to make the entire loan process easy to understand and free of complications.
We work with you during every phase and are more than happy to answer any of your questions.

Listed below is a step-by-step process for getting a loan with us (click on highlighted words for more details):

Step 1: Contact Mortgage Specialist Teddy Amshoff, with Affordable Mortgage Services, by completing an online
mortgage application or calling 502-386-7007.

Step 2: After a short phone conversation, your Loan Officer will analyze your credit score and determine
which loan program best meets your needs. Our Loan Officers specialize in creating individualized loan programs for each customer. Your Loan Officer will give you several financing options and you decide what your monthly payment and what financing option works best for yourself.

Step 3: You will now meet with your Loan Officer in our office or for breakfast, lunch, or dinner. I can also meet you at your work or home. I will bring a few Good Faith Estimates with different financing options for you. During this time you will need to provide all the documents necessary for the loan approval. 
 

The following items are needed for our meeting...

1. Drivers License    2. Copy of most recent pay-stub or last year's tax return    3. Two year work history

4. Address of Purchase Property    5. Previous residence for past two years.

Step 4: Your loan application will then be processed.

Step 5: In most cases, an appraiser will visit your home. A title company will research the title to your property and issue a certificate of insurance.

Step 6: Once your loan has been approved, your Loan Officer will contact you to set up an appointment for closing.

Step 7: You will receive your money 4 business days after closing.

Step 8: Your first mortgage payment will not be for 30 - 45 days after closing.